01.   Step to Owning a Home
02.   Private Sector Loan Application
03.   Government Loan Applicants

04.   EPF Withdrawal Procedure
05.   Payment Procedure
06.   Handing Over of Vacant Possession
07.   Joint Inspection
08.   Your Rights as a Purchaser

 
 
STEPS TO OWNING A HOUSE

Registration

Register online at www.spsetia.com.my or visit any one of our sales offices. Our sales personnel will provide you with the registration form and you may state your choice of location and property. Registration forms can be obtained from any one of our sales and marketing offices.

Selecting a Unit
Prior to a launch, you will be invited to visit our office to select your unit. Selection of units will be on a first-come-first-serve basis. 

Letter of Offer
Upon selecting the unit, we will then issue you a letter of offer and the receipt for the initial 10% down payment. The letter of offer shall detail the particulars of the property (ties) that you have purchased.

Execution of Sale and Purchase Agreement
You must execute the Sale and Purchase Agreement (SPA) at our appointed solicitor's office upon settlement of the 10% down payment within 14 days from the date of confirmation of sale.

Application for Loan and EPF Withdrawal
You must apply for housing loan instantly upon confirmation of sales. For those who are EPF members and would like to make withdrawal from your EPF account, you will have to obtain the EPF Withdrawal Form from the EPF office or download the Form from the EPF website at http://www.kwsp.gov.my